Question: Is the service free? Answer: Absolutely free! Question: Who should use EasyCarApproval.ca? Answer: Anyone who is in the process of buying a vehicle, regardless of your credit history. In other words, whether you have an Excellent, Damaged or No credit rating at all, you will have the opportunity to obtain a new or certified pre-owned vehicle at a very competitive price and finance rate. Our commitment to you is to do everything in our power to obtain financing for you at the best possible rate and terms, regardless of your current situation. Question: Will I be approved for a loan? Answer: Until we actually receive all of your information and go to work for you, there is really no way to answer this question. In order to be approved for any automotive loan, you need to currently have an income and, if you have been bankrupt, you must be discharged. Question: What is the procedure? Answer: Complete our secure on-line application. This application will go directly to one of our Automotive Finance Specialists and he/she will immediately go to work for you. We are not a "lead generator" service that sells financing leads to dealers for a profit – we are a licensed new and pre- owned dealer and all of your information will be handled by our specifically trained Specialists, not just re-sent to another dealer. Once we have received your secured application, we will contact you in order to review your application and explain the financing options. Once your loan is approved, our Automotive Finance Specialist will work with you to get you into the best possible vehicle that meets your needs and budget. The whole process usually takes 24-48 hours. Question: What model years can I purchase? Answer: Vehicles between 2000 and 2012. We will work with you to secure your financing on as new of a vehicle as possible that meets your needs and budget. A large part of our EXCLUSIVE credit re- building plan for you is to ensure that the vehicle that we assist you in obtaining will offer you reliable and worry-free driving for years to come. Question: Can I use my existing vehicle as a trade in? Answer: Absolutely! Question: What are the interest rates for an auto loan? Answer: Interest rates are determined by the different actual lenders and financial institutions and are influenced by several factors, including the severity of credit problems, the amount of down payment, the vehicle age, employment stability and the degree of credit risk. The rates vary between 6.9% and 29.9%. Our Automotive Finance Specialists will explain all of these factors to you, and will tell you exactly what your interest rate will be after having received your application. If you have an excellent credit, you may even qualify for dealer sub-vented rates as low as 0%! Question: Where is www.EasyCarApproval.ca located? Answer: We have locations Sudbury and Orillia, Ontario but we serve all of Northern and central Ontario. We deliver vehicles FREE OF CHARGE to anywhere in Ontario. Question: Can you finance a vehicle that I have found at another dealer? Answer: No. All vehicles must come from one of our dealerships. We have found that this is the only way that we can guarantee that you are getting a quality vehicle that will last you for years to come. We have over 150 vehicles in our inventory at all times, with access to hundreds more, so we can always find a vehicle that meets your needs and budget. Question: Can you finance a vehicle that I will purchase from a private party? Answer: No. Question: Do you finance motorcycles, boats, ATVs or RVs? Answer: No. Question: Do I need to have cash down in order to obtain the car? Answer: You may need to have between $500.00 and $1000.00 to put down as a deposit, and the more money that you are able to put down, the better terms and rates that we can offer you. In many cases it may be possible not to have to put any cash down at all. Question: If I am bankrupt, divorced or seasonally employed can I obtain financing for a vehicle at competitive rates? Answer: Absolutely! We here at www.EasyCarApproval.ca have over 14 chartered banks and financial institutions that we deal with that all work with bankrupt, divorced and seasonal workers. © EasyCarApproval.ca 2008  Navigate Here Today To Apply For Your New or Pre-Owned Vehicle